Employer Shared Responsibility Provisions Under the Affordable Care Act
On December 29th, 2012 the IRS issued an update on its website about the “Employer Shared Responsibility” (money due from an Employer) provisions under the Affordable Care Act. It details out when, why...
View ArticleHealth Insurance Exchange Reporting Requirement for Employers Delayed
Federal regulators have just announced that they are delaying the requirement that employers notify their employees about the availablity of public health insuance exchanges. The requirement is delayed...
View ArticleLegislation to Expand Medicaid / Medi-Cal introduced in California
California Assembly Speaker John Perez introduced legislation in California to expand Medi-Cal. This was done to help California comply with the Affordable Care Act, where all US Citizens must have...
View ArticleEstimates of 2014 Individual Health Insurance Premiums
The California Health Insurance Exchange, Covered California unveiled their website today along with estimates of what the individual can expect to pay in premiums and out-of-pocket healthcare costs....
View ArticleHealth Care Reform Update: Standardized Plans Announced
The California Exchange, Covered California, released their standardized plans yesterday. Visit the link below to see these new plans that go into effect January 2014. Covered CA standard benefit plans...
View ArticleWhat you need to know about Health Care Reform
Join us for a Free Webinar on March 7 In the aftermath of the November election and the Supreme Court decision to uphold the Act, you’re now faced with some quick deadlines to deal with the reality....
View ArticleTips for your Home Inspection
Before buying a home, a proper inspection can save you a lot of money and strife. Typically, homeowners insurance covers the structure of your home, personal belongings, liability and other...
View ArticleIs your home protected?
About 15% of policyholders did not carry adequate coverage to rebuild their homes according to a recent J.D. Power insurance survey conducted in 2012. The two biggest reasons for this are: half of...
View ArticleNavigating this Spring’s Competitive Housing Market
Buying in a Competitive Market Choose a good agent: When hiring an agent in a competitive environment, you want an individual who moves quickly, is responsive and is a skilled negotiator. Meet with a...
View ArticleFewer Californians Get Health Care At Work
The Insurance Journal has just published a new report about where Americans get their Health Insurance coverage. The article may be found on this link. Over the last 10 years, less workers, who are not...
View ArticleHealthcare Law Education Criticized
The Insurance Journal posted an article about the lack of education for the Affordable Care Act, which has Mandatory Coverage coming into affect in less than 8 months. You may find the article here:...
View ArticleA New Choice for Dental Professional Liability
Everyone likes to have choices. Dentists have many choices when it comes to how they run their practice. One area where dentists have had very limited choices was in their options for Professional...
View ArticleMy Wake Up Call Regarding Life Insurance
This last year, I experienced something that caused me to take a serious look at something most of us don’t like to think about, Life Insurance. Last summer I took my family to Aruba for what I...
View ArticleWhy Owners Of Dental Practices Should Be Covered By Workers Comp Insurance
This is an important issue that needs to be revisited. It has been my experience that most owners of a business opt to exclude themselves from Workers Compensation coverage. The two most common reasons...
View ArticleWhat Can I Do To Minimize A Work Comp Claim?
This is a question that I hear a lot. My response, be nice. Once a worker is injured, they begin a journey that is usually a new one. They have many questions as to what will happen to them. Will I...
View ArticleHealthcare Reform Update- May 2013
May 23, 2013 was a historic day for California. Covered CA, the state Individual Health Insurance Exchange, announced its final plans, rates, and the rating regions. Finally shining a small light on...
View ArticleInsurance Fraud is on the Rise
Insurance Fraud is on the Rise What’s one of the fastest-growing industries in the country? Insurance fraud. From 2010 to 2012, cases of suspected insurance fraud rose 27% nationwide – a problem that...
View ArticleUninsured Motorist- How Much is Enough?
If you had a 50% chance of winning the lottery, you wouldn’t pass up buying a ticket. How about a 50% chance of getting in a car accident and having to foot the bill? That’s exactly what can happen...
View ArticleWhat if you could positively affect your work comp costs?
I believe you can, because I have assisted companies in doing just that. I believe this because I have seen the end result, and I believe this because I have the tools and knowledge to affect change...
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